How to Setup Online Credit Card Processing For Your Website

If you have an online business where cash payments are not an option and most customers not willing to divulge their personal bank account information online, it is essential to be able to accept credit card payments in order to stay ahead of the competition. Here is how you can get started on setting up an online credit card processing facility for your business.
Set up a merchant account

The choice of merchant service provider you choose will depend on the type of business you do and the number of transactions it involves. If you are a small online business the best option would be a merchant bank like solidtrustpay which allows you to set up the account for free and not charge the high fees involved with the big merchant banks. Visit to find out more about the rates.

Once you have opened a merchant account you can start accepting credit and debit cards from your customers and they do not have to have a Solid Trust Pay account to make a card payment.

A merchant account operated by a merchant bank service provider makes available the facility to accept credit and debit card payments. The merchant account will act as the link between your business and the financial institution that issued the credit or debit card used to make the payments.
The credit card issuing institution will transfer money due from the customer to the merchant service provider like solidtrustpay that will in turn make necessary deductions for the charges and transfer the money to the merchant account of the relevant merchant.

Payment gateway

In order to do online transactions you require to have a payment gateway which are also known as payment service providers (PSP). It is the infrastructure used to accept credit cards and is a service usually provided by a third party to automate the payment between the customer and the merchant. The payment gateway which is a computer program will verify data from the card and transmit it to the merchant bank like Solid Trust Pay that will send the details to the credit card company who will accept or reject credit card transaction and if authorized make the payment.
When selecting a payment gateway make sure it provides secure internet connections or a SSL (Secure Socket Layer) certified to ensure that the details of the transaction are encrypted and secure.

If you are looking to start an online business go to to sign up for merchant account services.